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Job Description
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JOB PURPOSE |
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Assist the Head of Credit Risk in managing the Credit and Investment risk desk at APICORP by identifying, analyzing, measuring & reporting based on approved policies & procedures. Analyzing the proposed both Corporate Banking and Investments proposals, tracking credit risk limits and key risk indicators and managing analytical models & tools associated with credit risk. Perform middle office controls for the Treasury business portfolio. |
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DUTIES & RESPONSIBILITIES |
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§ Carrying out a detailed credit analysis of the Credit and Investment proposals, including financial modelling, analysis, projections, valuations and industry & peer analysis. § Monitoring financial markets and news for information that would impact the value of credits and investments (private equity and listed). § Assist with the monitoring and reporting of credit exposure/risk in line with internal policies and risk appetite - escalation of breaches as appropriate. § Ensure the effective administration of the credit portfolio and monitoring of credit limits. § Monitor market indicators to ensure complete awareness of market conditions and trends and identify any alert/caution areas in APICORP’s Corporate Banking and Investment portfolio. § Maintaining good stakeholder engagement with key partners around the organization, particularly Corporate Banking, Investments and Portfolio Management, to facilitate the smooth process of the credit approval process. § Support the Head of Credit reviews to minimize risk. § Supporting the continued evolution of reporting and analytics, aligning with emerging trends or changes in portfolio and strategy. § Identifying opportunities to automate or enhance existing reporting and analytics. § Overall management of credit portfolio, completing credit risk review memos, assessing risk-return investment and preparation of executive committee minutes.
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Skills
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QUALIFICATIONS & SKILLS |
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§ Bachelor’s/Master’s degree in a quantitative or analytical field such as Economics, Engineering, Mathematics, Business Management or Finance preferred § CFA/FRM would be highly desirable § Minimum 5+ years’ experience in Credit Analysis in Financial Services. Commodities and Investment risk experience are beneficial. § Strong technical credit analysis skills (including financial statements analysis, sector research, and peer analysis). § Knowledge of credit risk management tools, Excel-based data modelling, Data extraction, and modelling through Bloomberg and other information channels § Excellent written and verbal communication skills, high accuracy, attention to detail and team working skills § Knowledge of banking products from a credit risk perspective, including global markets treasury/FX products and trade finance § Extensive working knowledge of financial modelling and analysis. § Monitoring financial markets and news for information that would impact the value of credits § Active member of the collegiate team § Ability to plan to ensure deadlines and urgent transactions prioritized complete reviews |